Whether you need startup funds or some extra office space, URW Community Federal has a range of small business loans and lines of credit to help meet your needs. Call today and let our business lending team work with you to customize each loan for your specific needs and goals.
Working Capital Line of Credit
For a ready source of funds when your business needs it, a line of credit may help finance your business' short-term working capital and cash flow needs. Access additional funds as you pay off the balance, and use it as overdraft protection for your URW Community Federal Small Business Checking account.
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Small Business Line of Credit
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| Line of Credit |
Call for rates! |
Key features:
- Access to funds when you need them
- Assistance with managing your seasonal cash flow needs
- Overdraft protection
- Competitive rates
- Free Online Banking and Telephone Banking
- Flexible repayment terms
Fixed- or Adjustable-Rate Term Loan
Provide your business with permanent working capital. Keep ahead of your business expenses with URW Small Business Term Loans. Whether you need cash for new equipment, a delivery van, inventory, office space, or building repairs, URW has loan options to help you with your business needs. Work with one of our Small Business Services Officers to find the right loan for you.
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Small Business Term Loans
Rate* effective 12/29/2011
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| Fixed Rate Term Loan |
Call for rates! |
Key features:
- Tailored to your individual business needs
- Fully amortized payments with automatic payments
- Terms from one to seven years available
- Collateral can include a blanket lien on business assets and/or a lien on real estate
- No prepayment penalty
- Online account access
Short-Term Notes
Satisfy your business's temporary capital requirements.
Key features:
- Terms ranging from 30-90 days
- Interest-only payments until maturity
Commercial Mortgages
Are you considering purchasing a new building or refinancing your current business office or investment property? URW Community Federal commercial real estate loans have competitive fees and lower rates for purchasing or refinancing existing properties. Call today for a customized solution for your real estate financing needs.
Key features:
- Available for the purchase, improvement or refinance of a commercial property
- Competitive fixed or variable rates
- Optional automatic payments
- Terms up to 15 years with payments amortized up to 25 years to maximize cash flow
- Multi-family unit mortgages available for properties with four or more units.
- On-line account access
Get started today
It’s time to start the process and it couldn’t be any easier. Below, you’ll find documents that you can download so you can get started.
The checklist will help you get organized for your application and inform you about other paperwork you’ll need to complete. The Individual Financial Statement and Loan Application can also be downloaded. As always, if you need assistance in completing these forms, we would be happy to assist you.
- Business Loan Application Checklist*
- Business Loan Application* - Coming soon
- Business Description * - Coming soon
- Company Information* - Coming soon
- Personal Financial Statement * - Coming soon
To view the Business Loan Application Checklist PDF, you will need Adobe® Reader®. Download Adobe Reader for free.
*Rates and financing offered are based on applicant's credit qualifications. Fees may apply. Lending programs, including rates and terms, are subject to change without notice. This loan program is for business purposes and commercial loans only. Additional disclosure for variable rate: Initial fixed interest rate period, then adjusts periodically.