Credit Cards
Pamily sitting together on a bed We have the card for you

With a URW Community Federal Visa you can make purchases with confidence. Discover the benefits of low rates, great rewards, and the added value of working with a financial institution you can trust

Our consumer and business credit card products offer great pricing and a wide range of reward options, making it easy to select a card that is right for you. Consumer card options include:
  • URW Visa Platinum
  • URW Visa Classic

Standard card benefits include:

24-Hour Card member Service by phone at 1-800-423-7497.

  • Visa Zero Liability (limitations and restrictions may apply)
  • Verified by Visa protection
  • And Online Account Access at

Card Protect—Verified by VISA
Sign up for this free security program and add an extra level of verification and protection for online purchases with participating merchants. Learn more and sign up for CardProtect .

It's Easy to Apply
  • Apply online 24 hours a day, seven days a week thru your NetBranch account.
  • Complete the credit card application and mail it in or bring it by one of our branches
  • Call 434.793.1278 or 866.URW.MFCU (outside the area).
  • Visit one of our branches to speak with a loan officer.
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Credit Card Resources


    539 Arnett Boulevard
    Danville, VA 24540

    314 Lowes Drive
    Danville, VA 24540

    1901 Goodyear Boulevard
    Danville, VA 24541

    142 South Main Street
    Danville, VA 24541

    701 Broad Street
    Danville, VA 24541

    230 South Ridge Street
    Danville, VA 24541

    228 Cleveland Street
    Danville, VA 24540

    13701 US Highway 29, Suite I
    Chatham, VA 24531

    4018 Halifax Road
    South Boston, VA 24592

    1 High School Circle
    South Boston, VA 24592

    796 Commonwealth Boulevard
    Martinsville, VA 24112

    1092 NC Highway 86 N
    Yanceyville, NC 27379

    URW Routing Number: 251480482

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    Equal Housing Lender
    NMLS# 368135
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