Personal Loans
Get the money you need now at a superior rate!

If you need to take care of big-ticket purchases, apply for a low-rate personal loan from URW Community Federal Credit Union. Use the money to buy appliances, a new computer, or your dream vacation.

Unlike your credit card, a personal loan gives you the comfort of knowing when your loan will be paid off. You'll also enjoy lower payments and possibly lower your overall interest costs.

Features & Benefits


Low, competitive rates
Comfort of knowing when your loan will be paid off
Online account access

Line of Credit

Similar to a credit card, your funds become available again up to your limit as you pay down the balance with no annual fees or transfer fees. A Line of Credit provides overdraft protection on your checking account when you need it, and also can be used to consolidate your debts to avoid paying higher interest rates elsewhere.

Features & Benefits


Low, competitive rates
Overdraft protection on your checking account
Emergency cash when you need it, or consolidate your debts
Funds become available again as you pay down the balance
No annual fees or transfer fees
Online account access

   Personal Line of Credit
Annual Percentage Rate* effective 04/21/2015

Personal Loan

Line of Credit

8.75% - 18.00%

8.75% - 18.00%

*See important information about rates, fees and other costs

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 Calculator Pad

Optional Feature



Loan Payment Protection – URW Community Federal offers this program to help safeguard your family from financial stress if you’re injured or lose your job.
Package options include: life, disability, family leave, and involuntary unemployment
The cost is based on the package options you choose and your monthly outstanding loan balance
To add Loan Payment Protection to your Line of Credit, call us at 434.793.1278 or 866.URW.MFCU. Read about Loan Payment Protection.
 

539 Arnett Boulevard
Danville, VA 24540

314 Lowes Drive
Danville, VA 24540

1901 Goodyear Boulevard
Danville, VA 24541

142 South Main Street
Danville, VA 24541

701 Broad Street
Danville, VA 24541

230 South Ridge Street
Danville, VA 24541

228 Cleveland Street
Danville, VA 24540

13701 US Highway 29, Suite I
Chatham, VA 24531

4018 Halifax Road
South Boston, VA 24592

1 High School Circle
South Boston, VA 24592

796 Commonwealth Boulevard
Martinsville, VA 24112

1092 NC Highway 86 N
Yanceyville, NC 27379



URW Routing Number: 251480482

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