Boat Loans
Family on a boat Set sail toward the boat of your dreams.

Whether you want a cruiser, fishing boat or sailboat – or anything in between – we want to help you buy it without sinking your budget. We offer competitive, low rates, affordable down payments and convenient repayment terms

Minimum Loan Amount: $5,000
Maximum Loan Amount: Based on Income
Down Payment: 20%
Open to: All URW Community Federal members 18 years of age or older.
Fees: none

Apply today, your way!
  • Apply online.
  • Call 434.793.1278 or 866.URW.MFCU (outside of the calling area)
  • Visit a branch location.
  • Fax or mail your Master Loan Application.

   Recreational Vehicle Loan

Fixed Rate

2.50% - 18.00%

*See important information about rates, fees and other costs (pdf)

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Loan Payment Protection – URW Community Federal offers this optional program to help safeguard your family from financial stress if you’re injured or lose your job.
* Package options include: life, disability, family leave and involuntary unemployment
* The cost is based on the package options you choose and your monthly outstanding loan balance

To add Loan Payment Protection to your Recreational loan, call 434.793.1278 or 866.URW.MFCU.

Read about our Loan Payment Protection.

539 Arnett Boulevard
Danville, VA 24540

314 Lowes Drive
Danville, VA 24540

1901 Goodyear Boulevard
Danville, VA 24541

142 South Main Street
Danville, VA 24541

701 Broad Street
Danville, VA 24541

230 South Ridge Street
Danville, VA 24541

228 Cleveland Street
Danville, VA 24540

13701 US Highway 29, Suite I
Chatham, VA 24531

4018 Halifax Road
South Boston, VA 24592

1 High School Circle
South Boston, VA 24592

796 Commonwealth Boulevard
Martinsville, VA 24112

1092 NC Highway 86 N
Yanceyville, NC 27379

URW Routing Number: 251480482

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