RV and Collateral Loans
People in front of an RV Whether you crave the boundless freedom of the open sea or the wind in your hair on the open road, we'll help you buy the things that move you. And for those of you who love the extreme adventure of a Sea-Doo, a wild excursion on an ATV, or maybe a cross-country trip in a Winnebago, our collateral loan will get you there.

  • No down payment—100% financing includes taxes, title, and tags.
  • Refinancing available on loans from other lenders. Lower your rate or change your term.
  • Save an additional ¼% APR for Retired members.*

Please have the serial or vehicle identification number (VIN) when applying for the loan.

*Direct Deposit required.

Apply today, your way!
  • Apply online.
  • Call 434.793.1278 or 866.URW.MFCU (outside of the calling area)
  • Visit a branch location.
  • Fax or mail your Master Loan Application.

   Recreational Vehicle Loan

Fixed Rate

2.50% - 18.00%

*See important information about rates, fees and other costs (pdf)

RSS Feed IconSubscribe to rate feeds- Coming soon 

Loan Payment Protection – URW Community Federal offers this optional program to help safeguard your family from financial stress if you’re injured or lose your job.
* Package options include: life, disability, family leave and involuntary unemployment
* The cost is based on the package options you choose and your monthly outstanding loan balance

To add Loan Payment Protection to your Recreational loan, call 434.793.1278 or 866.URW.MFCU.

Read about our Loan Payment Protection.

539 Arnett Boulevard
Danville, VA 24540

314 Lowes Drive
Danville, VA 24540

1901 Goodyear Boulevard
Danville, VA 24541

142 South Main Street
Danville, VA 24541

701 Broad Street
Danville, VA 24541

230 South Ridge Street
Danville, VA 24541

228 Cleveland Street
Danville, VA 24540

13701 US Highway 29, Suite I
Chatham, VA 24531

4018 Halifax Road
South Boston, VA 24592

1 High School Circle
South Boston, VA 24592

796 Commonwealth Boulevard
Martinsville, VA 24112

1092 NC Highway 86 N
Yanceyville, NC 27379

URW Routing Number: 251480482

Equal Housing Lender logo
Equal Housing Lender
NMLS# 368135
National Credit Union Association logo
Web Design by TekaByte
Copyright 2023 - URW Community Federal Credit Union