Absolutely Free Checking Account

Absolutely Free Checking Account

FREE does mean FREE! With the Absolutely Free Checking Account, you have everything you need in a checking account without all the costs. There is no minimum balance requirement; therefore, no service charge exists on this account. No per-check fee and you have overdraft protection from your regular share (savings) account or through our Overdraft Protection service. Plus, get a free VISA Debit card. Check out the many affordable ways to enjoy all the features of an Absolutely Free Checking Account today.

Golden Prestige

Having the Golden Prestige Checking Account provides you with all of the services you need plus the extras without any charge to you. You must be 62+ years old to take advantage of this checking account. You will receive personalized checks, no service charge, no minimum balance is required and you have unlimited check writing. PLUS, you will receive cashier's checks and money orders at no charge. With no minimum deposit, you can receive all of these great benefits.

New Generation Checking

URW Community Federal New Generation Checking Account is designed for teens 13 to 17 years old who want to learn how to manage a checking account responsibly. This account is easy to use and maintain. When the teen turns 18, the account will conveniently convert to an Absolutely Free Checking account. Minors must have a parent or legal guardian sign as a joint owner on the account until they reach the age of 18.

Order Checks

Re-Order your Checks Online - Coming soon

Reconcile Your Statement

To help reconcile your statement, print the attached Reconciliation Form. This document is an Adobe Acrobat PDF file. Adobe Acrobat Reader is a free download.

*Overdraft Protection

Overdraft Protection is available from your regular share (savings) account or from our Overdraft Protection Program. If you choose our Overdraft Protection Program for your checking account, complete the online Opt in Form.

* There may be related fees for services associated with these accounts.

To read the PDF documents, you will need Adobe® Reader® installed on your computer. Download Adobe Reader for free.


539 Arnett Boulevard
Danville, VA 24540

314 Lowes Drive
Danville, VA 24540

1901 Goodyear Boulevard
Danville, VA 24541

142 South Main Street
Danville, VA 24541

701 Broad Street
Danville, VA 24541

230 South Ridge Street
Danville, VA 24541

228 Cleveland Street
Danville, VA 24540

13701 US Highway 29, Suite I
Chatham, VA 24531

4018 Halifax Road
South Boston, VA 24592

1 High School Circle
South Boston, VA 24592

796 Commonwealth Boulevard
Martinsville, VA 24112

1092 NC Highway 86 N
Yanceyville, NC 27379

URW Routing Number: 251480482

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