IRA’s
Save today for a better tomorrow.  Visit URW's Retirement Central for practical ideas you can apply today to help you achieve financial security in retirement.

When the cost of day-to-day living stretches your income, it’s not always easy to save for distant goals. But these days, you can't afford to leave your future to someone else. Even with the promise of Social Security or the hope of college scholarships, you’ll likely need to supplement educational expenses or retirement income in order to have the choices you want in life.

You’ll want – and deserve – competitive earnings and tax advantages to help those funds grow, and that’s exactly what we offer at URW Community Federal Credit Union. Setting up an IRA has never been easier. We offer Traditional, Roth and Coverdell Education Savings Accounts, which can be invested in: The good news is that you can now use an IRA to help plan for some of life's other major events, often without penalty, such as:
  • Your children's college education
  • Your purchase of a first home
  • A medical disability
  • Unemployment
  • Other qualifying events

One or more of these options may be right for you! For key features, restrictions and charges, calendar deadlines, as well as side-by-side comparisons of the account options, check on a link below. Or call a URW Community Federal Member Services representative at 434.793.1278 or 866-URW-MFCU (outside the area) for more information. IRA Accounts are insured separately from your Regular Savings Accounts up to $250,000 by the National Credit Union Administration.

IRA Comparison Traditional IRA Roth IRA Coverdell ESAs
 

539 Arnett Boulevard
Danville, VA 24540

314 Lowes Drive
Danville, VA 24540

1901 Goodyear Boulevard
Danville, VA 24541

142 South Main Street
Danville, VA 24541

701 Broad Street
Danville, VA 24541

230 South Ridge Street
Danville, VA 24541

228 Cleveland Street
Danville, VA 24540

13701 US Highway 29, Suite I
Chatham, VA 24531

4018 Halifax Road
South Boston, VA 24592

1 High School Circle
South Boston, VA 24592

796 Commonwealth Boulevard
Martinsville, VA 24112

1092 NC Highway 86 N
Yanceyville, NC 27379



URW Routing Number: 251480482

Equal Housing Lender logo
Equal Housing Lender
NMLS# 368135
National Credit Union Association logo
Web Design by TekaByte
Copyright 2022 - URW Community Federal Credit Union