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Private Student Loans help students pay for college when federal loans, scholarships and other financial aid are not enough to cover the full cost of education. Students can use a Private Student Loan to finance tuition and other costs associated with attending college, such as books and room and board. A URW Private Student Loan offers you cost-savings by offering lower interest rates and no origination fees. URW Private Student Loans are funded and serviced by Credit Union Student Choice.

   Private Student Loan
APR* effective 08/22/2011

Private Student Loans

5.49% - 7.24%

*See important information about rates, fees and other costs (pdf)

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Returning Borrowers: If you are a returning borrower and want to perform a funds draw request, visit Undergrad Returning Borrower.

Grad Business Students: If you are enrolled in a Business program at an approved school, we have loan solutions for you. For more details, choose one of the following: New Borrower or Returning Borrower.

To learn more about Private Student Loans visit the Student Choice: Student Lending Center or call our student loan specialists 24/7 at xxx.xxx.xxxx.
 
College Funding and Planning Help
URW offers a free web-based college planning service for members. This service is offered through our collaboration with Collegiate Funding Solutions. It can help you make smart, informed college planning and financial decisions—helping you to save money on your out-of-pocket college costs.

Get More Details

URW membership is required for the student borrower before the student loan is funded. Learn about becoming a URW member.

Features & Benefits

• No origination fees
• Maximum aggregate loan amounts: undergraduates up to $75,000; graduate MBAs up to $100,000 (minimum required certified loan amount is $1,000)
• Straight repayment or graduated repayment options available
• Up to 25-year repayment term and no pre-payment penalties
• 6-month grace period before repayment begins either upon graduation or separation from school
• Full deferment of principal and interest while in school
• Co-borrower release after 48 consecutive on-time payments
• Easy online application process

* Rates effective as of 4/22/10 and are subject to change without notification. After account opening, APR may vary each quarter (Jan, Apr, Jul, Oct) based on changes in the Prime Rate (as published in the Wall Street Journal), subject to a maximum of 18% APR. Rates offered based on applicant’s and co applicant’s credit qualifications. Loans are subject to credit approval, applicants meeting certain eligibility criteria and student’s enrollment at an accredited, approved school and approved degree program.