Including new and used Auto, RV/Boar and Motorcycle/Jet-Ski/ATV loans
Drive the vehicle of your dreams at a price you can afford
Shop like a cash buyer and bargain for the best price with a pre-approved vehicle loan. We offer competitive low rates with up to 100% financing (including tax and license) for new and used autos, RVs, motorcycles and watercraft. Whether you want to purchase a new or used vehicle, or refinance a current vehicle loan to take advantage of lower interest rates, URW wants to help. We provide fast pre-approval so you know your rate and loan amount before you ever step on to a dealer lot. We’ll even help you negotiate the best possible price.
Click on the loan type for more details.
| Loan Type |
Member Benefits |
Options |
| New |
- Finance up to 100% of the car's value.
|
|
| Used |
- Finance up to 100% of NADA retail value.
|
- Flexible terms that vary by year of vehicle
- Loan amounts, rates and terms vary for older used vehicles.
|
| Refinance
|
- Save money on interest or monthly payments.
- No pre-payment restrictions
|
- Up to 60-month term on autos 1- to 3-years old and up to 48-month term for vehicles 4- to 7-years old
|
* APR = annual percentage rate. All rates and conditions are based an evaluation of applicant’s credit. Call for more details.
Refinance and save money!
If you’re stuck with a high-interest auto loan from a car dealer or bank, refinancing with URW can give you a lower APR on your monthly payments, saving you money in interest. If you choose to pay the same amount as your old loan each month, you could pay off your vehicle even faster!
We offer terms up to 60 months on autos one to four years old and up to 48 months for vehicles up to seven years old.
Apply today, your way!
Auto Calculator
Credit Reports
Current URW Repossessions for Sale
Insurance Verification
The URW Discount Auto Buying Program – Enjoy pre-arranged pricing and no-haggle experience - Coming soon
On the Spot Financing
Payment Protection
Auto Insurance - Coming soon
NADA Values
CARFAX