Capitalize on the portion of your mortgage you've already paid off.

URW Community Federal offers members age 18 and older two ways to use the equity you’ve built in your home to fulfill your financial goals. Using your home as collateral, you can secure a great rate and the interest you pay may be tax-deductible.*

URW Community Federal Home Equity Line of Credit offers you the flexibility to use funds when you need them. It’s like a credit card with a limit as large as the equity on your home. A URW fixed-term Home Equity Loan is a check for a specific amount, to be paid over a specific term.

Home Equity Loans and Lines of Credit are ideal for:

• Consolidating debt. You’ll enjoy one low interest rate and one monthly and – most likely – smaller bill. Plus, you may improve your credit rating in the process.
• Home improvements. Use your equity to make improvements that can increase the market value of your home.
• College tuition. Your home's equity can help you invest in your child's future!

Apply today, your way!

• Apply online.
• Call 866.URW.MFCU
• Visit a branch location.
• Fax or mail the Home Equity Loan Master Application.

Convenience checks may be requested at your local branch.

* Consult your tax advisor. Maximum withdrawal is $300 per day
A fee of $99 will be charged for the processing of your application

Review the Home Equity Disclosure. To read this PDF document, you will need Adobe® Reader® installed on your computer. Download Adobe Reader for free.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Click here to view the full HUD Statement.