Whether you crave the boundless freedom of the open sea or the wind in your hair on the open road, we'll help you buy the things that move you. And for those of you who love the extreme adventure of a Sea-Doo, a wild excursion on an ATV, or maybe a cross-country trip in a Winnebago, our collateral loan will get you there.
- No down payment—100% financing includes taxes, title, and tags.
- Refinancing available on loans from other lenders. Lower your rate or change your term.
- Save an additional ¼% APR for Retired members.*
Please have the serial or vehicle identification number (VIN) when applying for the loan.
*Direct Deposit required.
Apply today, your way!
- Apply online.
- Call 434.793.1278 or 866.URW.MFCU (outside of the calling area)
- Visit a branch location.
- Fax or mail your Master Loan Application.
Recreational Vehicle Loan
Fixed Rate
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2.50% - 18.00%
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*See important information about rates, fees and other costs (pdf)
Subscribe to rate feeds- Coming soon
Loan Payment Protection – URW Community Federal offers this optional program to help safeguard your family from financial stress if you’re injured or lose your job.
* Package options include: life, disability, family leave and involuntary unemployment
* The cost is based on the package options you choose and your monthly outstanding loan balance
To add Loan Payment Protection to your Recreational loan, call 434.793.1278 or 866.URW.MFCU.
Read about our
Loan Payment Protection.