• Minimum $2,500 opening deposit
• No monthly service charge if minimum average daily balance of $2,500 is maintained
• You earn dividends based on your tier-rate based on your full balance
• Deposits available through payroll deduction
• Funds may not be used as collateral for an URW Community Federal Loan

Standard Features

• Regular or Electronic account statements
• Immediate, 24-hour access to funds through:
  • Teller Talk
  • Net Branch Online Account Access
  • URW Community Federal, Cirrus®, Accel, and Exchange ATM networks when approved for a URW Community Federal ATM Card or ATM/Check Card
• Overdraft protection for your URW Community Federal checking account (Subject to transaction limitations.)

* If the account balance falls below a minimum average daily balance of $2,500, dividends will not be earned on the account.

Money Market Savings FAQs

MMSA Disclosure

Jumbo Money Market Account
If your savings account balance is higher than $100,000, transferring that money to a URW Community Federal Money Market Account could earn you a higher rate—plus, there’s no monthly fee to maintain the account.

Account Features

• Minimum $100,000 opening deposit
• You earn dividends based on:
  • Your tier-rate based on your full balance
  • Deposits available through payroll deduction
  • Funds may not be used as collateral for an URW Community Federal loan.

• Regular or Electronic account statements
• Immediate, 24-hour access to funds through:
  • Teller Talk
  • Net Branch Online Account Access
  • URW Community Federal, Cirrus®, Accel, and Exchange ATM networks when approved for a URW Community Federal ATM Card or ATM/Check Card
• Overdraft protection for your URW Community Federal checking account (Subject to transaction limitations.)

* If the account balance falls below a minimum average daily balance of $100,000, dividends will be earned at the share savings rate.

Jumbo MMSA FAQs

Jumbo MMSA Disclosure